Are you eyeing the golden years and pondering where to spend them? Renowned money expert Dave Ramsey offers some compelling suggestions for prospective retirees.

Lancaster, Pennsylvania

• Taxes: Enjoy no tax on income from pensions and Social Security benefits
• Median Home Price: $226,500
• Median Monthly Rent: $1,050

Why not head to a charming town such as Lancaster, Pennsylvania, with its favorable tax treatment for retirees and affordable living costs?

Pensacola, Florida

• Taxes: No state income tax
• Median Home Price: $200,800
• Median Monthly Rent: $1,046

Perhaps the sunny shores of Pensacola, Florida, beckon? With no state income tax and reasonable housing expenses, it’s a compelling option.

Naples, Florida

• Taxes: Savor the absence of state income tax
• Median Home Price: $345,000
• Median Monthly Rent: $1,374

Or picture yourself in the lap of luxury in Naples, Florida, where the lack of state income tax is complemented by a median home price of $345,000.

Asheville, North Carolina

• Taxes: Benefit from no tax on income from Social Security
• Median Home Price: $278,750
• Median Monthly Rent: $953

For those seeking a cooler climate, the picturesque city of Asheville, North Carolina, boasts a favorable tax environment for Social Security income and reasonable housing costs.

Sarasota, Florida

• Taxes: Experience no state income tax
• Median Home Price: $387,600
• Median Monthly Rent: $1,259

Prefer a bit of sophistication? Sarasota, Florida, offers an enticing option with no state income tax and a median home price of $387,600.

Harrisburg, Pennsylvania

• Taxes: Enjoy no tax on income from pensions and Social Security benefits
• Median Home Price: $298,800
• Median Monthly Rent: $970

Finally, Harrisburg, Pennsylvania, combines an advantageous tax policy for retirees and reasonable housing expenses, making it an attractive choice.

Retirement Havens: A Look at Cities Across the United States

Ann Arbor, Michigan

• Favorable Tax Climate: Social Security benefits are not taxed
• Median Home Price: $270,600
• Median Monthly Rent: $1,161

Daytona Beach, Florida

• Favorable Tax Climate: No state income tax
• Median Home Price: $339,100
• Median Monthly Rent: $1,127

Charleston, South Carolina

• Favorable Tax Climate: Social Security benefits are not taxed
• Median Home Price: $448,600
• Median Monthly Rent: $1,197

Nashville, Tennessee

• Favorable Tax Climate: No state income tax
• Median Home Price: $445,360
• Median Monthly Rent: $1,135

Austin, Texas

• Favorable Tax Climate: No state income tax
• Median Home Price: $504,270
• Median Monthly Rent: $1,326

Lakeland, Florida

• Favorable Tax Climate: No state income tax
• Median Home Price: $304,270
• Median Monthly Rent: $1,014

Dallas-Fort Worth, Texas

• Favorable Tax Climate: No state income tax
• Median Home Price: $394,400
• Median Monthly Rent: $1,188

Melbourne, Florida

• Favorable Tax Climate: No state income tax
• Median Home Price: $217,400
• Median Monthly Rent: $1,111